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This post was contributed by a community member. The views expressed here are the author's own. Adult children are returning to the nest in growing s, if not actually to live, then at least long enough to hit up their parents for money.

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How do parents decide when to say yes and when to say how to talk someone down We spoke to financial planners and parents who have been there to find strategies to help you deal with this sticky situation logically, effectively and without guilt.

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There are carolina online sexy chat reasons adult children might need financial assistance. Considering job layoffs and lack of personal savings, many adults are going back to mom and dad for help, a phenomenon known as "boomerang.

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Whether or not you give assistance to an adult child is a personal decision, but Schrage asks parents to consider the situation with "as much objectivity as possible. Sexy rp chat different situations require different actions: "A recent college graduate who can't find work, but is not taking every opportunity to get some money by taking any available job might be handled a bit differently," Schrage said.

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Likewise, allowing to move back home, if it's a viable option, can reduce the amount of financial assistance needed. Parents have to determine for themselves if they are helping their fresno chat room or enabling them.

Ask yourself these questions before you hand over the cash.

According to Sean Nisil, a San Diego-based blogger, author and financial planner, lending a hand is a gracious thing, but enabling poor choices and supporting bad financial habits will do your children more harm than good in the long run. Teaching children about personal finance is key.

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Money education should start young, because it's never too early to make sure the lessons stick. Kelly Umphenour, a blogger and mother to three girls, said that when her year-old daughter got her first job, Umphenour helped her with some necessary expenses, and chat love showed her how many hours she had to work to pay for certain things.

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I had two other kids, so giving in was impossible. Under what circumstances is it a gracious act vs. Post your thoughts in the comments section below. About this series: As part of our Smart Spending reporting, Patch is profiling people across the country who have found creative ways to save money. If you're a smart spender, we want to hear from you! local mackinac island ar girls free chat

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Share your story here or in the comments section below. The views expressed in this post are the author's own. Want to post on Patch? Register for a user. Phone free chat I help them?

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Should I teach them money lessons? Thank Reply Share. The rules of replying: Be respectful. This is a space for friendly local discussions. No racist, midget chat line, vulgar or threatening language will be tolerated.

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